Homebuyers, Housing, and the Road Ahead
This session examines the housing and mortgage market from both a national and regional perspective and blends it with a forward-looking view of the demographic dynamics driving demand through 2040. The discussion will highlight borrower aspiration, ability, and barriers to sustainable homeownership, identifying opportunities for mortgage lenders to help the next generation of homebuyers.
Date: November 12th, 2026
Time: 12pm to 1pm
Location: Virtual
Cost: Free for Members/$25 for Non-Members
This presentation explores these topics:
- National and regional housing conditions: forecasts, trends and pressures affecting today’s buyers, homeowners and lenders.
- Tomorrow’s homebuyer: the demographic engine that will drive the single-family purchase market going forward.
- The barriers: the affordability and market headwinds facing prospective buyers
- The true cost of waiting: the impact delaying homeownership can have
Speaker Bio:
Vance Edwards, CMB
MGIC Business Development Outreach Director
Vance Edwards joined MGIC in 1999 and currently serves as a Business Development Outreach Director on MGIC’s Product and Marketing team. Vance has spoken frequently to real estate agents and loan originators on topics including first-time homebuyers, housing demographics, economic overviews, the mortgage industry, and sales skills.
Vance holds a bachelor’s degree in Communication, with an emphasis in Advertising and Public Relations, from the University of Wisconsin–Stevens Point. He also earned the Certified Mortgage Banker designation from the Mortgage Bankers Association.
A winner of two national playwriting contests, Vance lives in Germantown, Wisconsin, with his wife, Carrie. He has two adult children, Hailey and Trevan. In his spare time, he performs original sketch comedy and improv as a member of McMann & Tate Productions, the resident theater company of the Cedarburg Cultural Center.
Mortgage Guaranty Insurance Corporation (MGIC) (mgic.com), the principal subsidiary of MGIC Investment Corporation, provides mortgage insurance solutions that support responsible credit risk management for mortgage lenders and investors and enable borrowers to qualify for mortgages with lower down payments. As the founder and longstanding leader of today’s private mortgage insurance industry, MGIC continues to guide the industry’s evolution while serving as a trusted partner to lenders across the country.